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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,696 | $175,231+117.8% | $149,696+155.0% | $139,466+173.7% |
| Participation rate | 78.9% | 83.4%-4.4pp | 78.8%+0.2pp | 80.3%-1.4pp |
| Annual return | 16.02% | 166.77%-150.8pp | 134.46%-118.4pp | 373.66%-357.6pp |
| Employer contribution / active EE | $638 | $5,478-88.3% | $4,821-86.8% | $4,754-86.6% |
| Participant deferral / active EE | $6,098 | $6,521-6.5% | $5,682+7.3% | $6,712-9.1% |
| Admin fee / account holder | $1,385 | $16,155-91.4% | $13,212-89.5% | $11,409-87.9% |