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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,996 | $217,432+49.0% | $185,849+74.3% | $167,536+93.4% |
| Participation rate | 85.7% | 86.1%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 9.13% | 148.42%-139.3pp | 122.10%-113.0pp | 478.82%-469.7pp |
| Employer contribution / active EE | $9,812 | $5,875+67.0% | $5,169+89.8% | $4,839+102.8% |
| Participant deferral / active EE | $7,411 | $6,357+16.6% | $5,569+33.1% | $6,342+16.8% |
| Admin fee / account holder | $15,716 | $19,818-20.7% | $16,244-3.2% | $12,315+27.6% |