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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,762 | $157,276-55.6% | $141,177-50.6% | $152,885-54.4% |
| Participation rate | 81.8% | 84.8%-3.0pp | 82.5%-0.7pp | 82.5%-0.6pp |
| Annual return | 28.27% | 64.33%-36.1pp | 71.40%-43.1pp | 345.39%-317.1pp |
| Employer contribution / active EE | $3,017 | $5,262-42.7% | $4,736-36.3% | $4,763-36.7% |
| Participant deferral / active EE | $7,019 | $7,110-1.3% | $6,710+4.6% | $5,851+20.0% |
| Admin fee / account holder | $740 | $12,123-93.9% | $10,263-92.8% | $11,598-93.6% |