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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,065 | $73,988+33.9% | $96,538+2.6% | $75,177+31.8% |
| Participation rate | 60.0% | 66.4%-6.4pp | 74.3%-14.3pp | 67.2%-7.2pp |
| Annual return | 14.66% | 26.73%-12.1pp | 35.74%-21.1pp | 160.75%-146.1pp |
| Employer contribution / active EE | $2,187 | $2,930-25.4% | $3,740-41.5% | $2,671-18.1% |
| Participant deferral / active EE | $3,366 | $3,660-8.1% | $4,880-31.0% | $4,126-18.4% |
| Admin fee / account holder | $1,702 | $5,220-67.4% | $6,737-74.7% | $5,651-69.9% |