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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,316 | $72,273+48.5% | $101,275+6.0% | $79,856+34.4% |
| Participation rate | 57.5% | 68.5%-10.9pp | 75.8%-18.3pp | 69.6%-12.1pp |
| Annual return | 16.17% | 22.30%-6.1pp | 46.48%-30.3pp | 31.71%-15.5pp |
| Employer contribution / active EE | $1,480 | $2,691-45.0% | $3,660-59.6% | $2,471-40.1% |
| Participant deferral / active EE | $2,557 | $3,282-22.1% | $4,371-41.5% | $3,741-31.6% |
| Admin fee / account holder | $536 | $4,401-87.8% | $5,948-91.0% | $5,306-89.9% |