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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,926 | $88,707+65.6% | $74,184+98.1% | $273,972-46.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -0.85% | 11.94%-12.8pp | 17.74%-18.6pp | 41.46%-42.3pp |
| Employer contribution / active EE | $6,214 | $3,159+96.7% | $2,370+162.2% | $4,869+27.6% |
| Participant deferral / active EE | $0 | $4,212-100.0% | $3,550-100.0% | $5,287-100.0% |
| Admin fee / account holder | $17,269 | $8,717+98.1% | $5,586+209.2% | $10,133+70.4% |