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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,837 | $115,911+43.9% | $100,530+66.0% | $158,950+5.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | -1.50% | 34.80%-36.3pp | 30.89%-32.4pp | 302.91%-304.4pp |
| Employer contribution / active EE | $5,473 | $4,104+33.4% | $3,418+60.1% | $4,762+14.9% |
| Participant deferral / active EE | $3,900 | $6,676-41.6% | $6,271-37.8% | $5,983-34.8% |
| Admin fee / account holder | $1,729 | $10,999-84.3% | $8,083-78.6% | $11,248-84.6% |