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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,880 | $166,131-58.5% | $164,975-58.2% | $145,877-52.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 17.69% | 100.37%-82.7pp | 70.12%-52.4pp | 551.28%-533.6pp |
| Employer contribution / active EE | $4,290 | $5,276-18.7% | $4,343-1.2% | $4,663-8.0% |
| Participant deferral / active EE | $9,581 | $6,962+37.6% | $6,033+58.8% | $6,691+43.2% |
| Admin fee / account holder | $619 | $16,648-96.3% | $12,688-95.1% | $13,402-95.4% |