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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,637 | $152,612-91.1% | $125,192-89.1% | $152,897-91.1% |
| Participation rate | 91.7% | 83.3%+8.3pp | 79.8%+11.9pp | 82.5%+9.2pp |
| Annual return | 0.11% | 54.85%-54.7pp | 43.79%-43.7pp | 345.43%-345.3pp |
| Employer contribution / active EE | $2,905 | $4,947-41.3% | $3,866-24.9% | $4,764-39.0% |
| Participant deferral / active EE | $3,790 | $5,868-35.4% | $4,937-23.2% | $5,851-35.2% |
| Admin fee / account holder | $1,148 | $13,437-91.5% | $9,704-88.2% | $11,599-90.1% |