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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,785 | $96,558-27.7% | $80,977-13.8% | $273,972-74.5% |
| Participation rate | 77.8% | 79.1%-1.3pp | 75.8%+2.0pp | 83.0%-5.2pp |
| Annual return | 4.07% | 15.14%-11.1pp | 17.11%-13.0pp | 41.46%-37.4pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,889 | $6,598-41.1% | $5,696-31.7% | $5,287-26.4% |
| Admin fee / account holder | $15,083 | $7,493+101.3% | $5,517+173.4% | $10,133+48.9% |