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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,145 | $88,754-44.6% | $81,820-39.9% | $145,877-66.3% |
| Participation rate | 85.0% | 75.1%+9.9pp | 72.4%+12.6pp | 80.3%+4.7pp |
| Annual return | 10.28% | 1031.77%-1021.5pp | 777.93%-767.7pp | 551.28%-541.0pp |
| Employer contribution / active EE | $1,340 | $3,085-56.6% | $2,915-54.0% | $4,663-71.3% |
| Participant deferral / active EE | $4,182 | $4,648-10.0% | $4,323-3.3% | $6,691-37.5% |
| Admin fee / account holder | $2,763 | $8,424-67.2% | $7,391-62.6% | $13,402-79.4% |