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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,145 | $88,815-44.7% | $81,882-40.0% | $145,897-66.3% |
| Participation rate | 85.0% | 75.1%+9.9pp | 72.4%+12.6pp | 80.3%+4.7pp |
| Annual return | 10.28% | 1033.75%-1023.5pp | 779.47%-769.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,340 | $3,086-56.6% | $2,916-54.0% | $4,663-71.3% |
| Participant deferral / active EE | $4,182 | $4,647-10.0% | $4,323-3.3% | $6,689-37.5% |
| Admin fee / account holder | $2,763 | $8,434-67.2% | $7,360-62.5% | $13,390-79.4% |