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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,640 | $77,157+69.3% | $108,405+20.5% | $85,847+52.2% |
| Participation rate | 84.6% | 74.7%+10.0pp | 80.1%+4.5pp | 69.3%+15.3pp |
| Annual return | 8.38% | 44.55%-36.2pp | 905.55%-897.2pp | 318.61%-310.2pp |
| Employer contribution / active EE | $1,242 | $2,379-47.8% | $3,559-65.1% | $2,565-51.6% |
| Participant deferral / active EE | $6,902 | $5,567+24.0% | $6,563+5.2% | $3,952+74.6% |
| Admin fee / account holder | $7,800 | $5,174+50.8% | $7,297+6.9% | $6,261+24.6% |