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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,683 | $97,020+13.1% | $83,327+31.6% | $135,380-19.0% |
| Participation rate | 95.0% | 80.4%+14.6pp | 77.8%+17.2pp | 82.6%+12.4pp |
| Annual return | -5.01% | 12.31%-17.3pp | 10.64%-15.6pp | 519.81%-524.8pp |
| Employer contribution / active EE | $1,665 | $4,144-59.8% | $3,379-50.7% | $4,779-65.1% |
| Participant deferral / active EE | $9,913 | $5,964+66.2% | $5,565+78.1% | $5,609+76.7% |
| Admin fee / account holder | $1,304 | $8,426-84.5% | $7,540-82.7% | $10,828-88.0% |