Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,198 | $83,090-58.8% | $130,062-73.7% | $71,529-52.2% |
| Participation rate | 70.1% | 74.1%-4.1pp | 78.5%-8.4pp | 67.9%+2.1pp |
| Annual return | 17.82% | 20.61%-2.8pp | -137.37%+155.2pp | 28.97%-11.2pp |
| Employer contribution / active EE | $4,504 | $2,624+71.7% | $4,322+4.2% | $2,590+73.9% |
| Participant deferral / active EE | $3,301 | $4,436-25.6% | $5,821-43.3% | $4,291-23.1% |
| Admin fee / account holder | $341 | $1,727-80.3% | $10,601-96.8% | $1,588-78.6% |