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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,735 | $91,559+95.2% | $133,978+33.4% | $79,856+123.8% |
| Participation rate | 84.0% | 73.3%+10.7pp | 79.8%+4.2pp | 69.6%+14.4pp |
| Annual return | 17.10% | 61.85%-44.8pp | 45.10%-28.0pp | 31.71%-14.6pp |
| Employer contribution / active EE | $1,297 | $2,384-45.6% | $3,919-66.9% | $2,471-47.5% |
| Participant deferral / active EE | $3,613 | $3,734-3.2% | $5,047-28.4% | $3,741-3.4% |
| Admin fee / account holder | $18,243 | $6,321+188.6% | $8,930+104.3% | $5,306+243.8% |