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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,079 | $152,619+11.4% | $125,195+35.9% | $152,909+11.2% |
| Participation rate | 73.9% | 83.3%-9.4pp | 79.8%-5.9pp | 82.5%-8.5pp |
| Annual return | 23.60% | 54.85%-31.2pp | 43.79%-20.2pp | 345.46%-321.9pp |
| Employer contribution / active EE | $1,471 | $4,947-70.3% | $3,866-61.9% | $4,764-69.1% |
| Participant deferral / active EE | $5,018 | $5,869-14.5% | $4,937+1.6% | $5,851-14.2% |
| Admin fee / account holder | $2,057 | $13,437-84.7% | $9,704-78.8% | $11,601-82.3% |