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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,377 | $57,352-26.1% | $83,831-49.5% | $64,173-34.0% |
| Participation rate | 50.0% | 68.6%-18.6pp | 76.1%-26.1pp | 69.6%-19.6pp |
| Annual return | -4.55% | 11.38%-15.9pp | 850.99%-855.5pp | 7.63%-12.2pp |
| Employer contribution / active EE | $1,528 | $2,546-40.0% | $3,631-57.9% | $2,381-35.8% |
| Participant deferral / active EE | $2,602 | $2,993-13.1% | $4,082-36.3% | $3,470-25.0% |
| Admin fee / account holder | $4,964 | $4,046+22.7% | $5,479-9.4% | $4,887+1.6% |