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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,250 | $144,130+63.9% | $117,861+100.4% | $147,586+60.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 10.15% | 531.20%-521.0pp | 335.11%-325.0pp | 578.59%-568.4pp |
| Employer contribution / active EE | $17,680 | $4,897+261.0% | $3,786+366.9% | $4,876+262.6% |
| Participant deferral / active EE | $2,172 | $5,316-59.1% | $4,482-51.5% | $5,439-60.1% |
| Admin fee / account holder | $3,398 | $10,887-68.8% | $8,021-57.6% | $10,886-68.8% |