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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,253,201 | $175,231+615.2% | $149,696+737.2% | $139,466+798.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -7.78% | 166.77%-174.5pp | 134.46%-142.2pp | 373.66%-381.4pp |
| Employer contribution / active EE | $3,051 | $5,478-44.3% | $4,821-36.7% | $4,754-35.8% |
| Participant deferral / active EE | $16,907 | $6,521+159.3% | $5,682+197.5% | $6,712+151.9% |
| Admin fee / account holder | $43,396 | $16,155+168.6% | $13,212+228.5% | $11,409+280.4% |