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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,508 | $73,863+176.9% | $143,797+42.2% | $68,490+198.6% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -20.88% | 0.91%-21.8pp | -0.04%-20.8pp | -7.85%-13.0pp |
| Employer contribution / active EE | $12,309 | $3,185+286.5% | $4,952+148.6% | $2,597+374.0% |
| Participant deferral / active EE | $8,114 | $3,385+139.7% | $5,638+43.9% | $4,028+101.4% |
| Admin fee / account holder | $9,354 | $5,756+62.5% | $14,679-36.3% | $5,403+73.1% |