See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $24,345 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,965 | $61,058-37.8% | $71,209-46.7% | $85,563-55.6% |
| Participation rate | 30.7% | 58.6%-27.8pp | 73.8%-43.0pp | 66.0%-35.2pp |
| Annual return | 13.68% | 100.41%-86.7pp | 282.51%-268.8pp | 31.51%-17.8pp |
| Employer contribution / active EE | $165 | $2,199-92.5% | $2,721-93.9% | $2,654-93.8% |
| Participant deferral / active EE | $1,997 | $3,173-37.1% | $4,175-52.2% | $4,375-54.4% |
| Admin fee / account holder | $170 | $855-80.1% | $5,349-96.8% | $834-79.6% |