See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 15 · EIN 43-1451524 | Recordkeeping | $35,000 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $19,739 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,598 | $52,208-43.3% | $86,612-65.8% | $74,419-60.2% |
| Participation rate | 27.1% | 66.3%-39.2pp | 71.7%-44.6pp | 70.7%-43.6pp |
| Annual return | 13.09% | 44.46%-31.4pp | 591.07%-578.0pp | 34.38%-21.3pp |
| Employer contribution / active EE | $161 | $2,282-92.9% | $3,022-94.7% | $2,637-93.9% |
| Participant deferral / active EE | $1,838 | $3,383-45.7% | $4,438-58.6% | $4,528-59.4% |
| Admin fee / account holder | $400 | $319+25.3% | $5,614-92.9% | $348+14.9% |