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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,833 | $60,349-15.8% | $74,184-31.5% | $62,881-19.2% |
| Participation rate | 83.6% | 72.7%+10.9pp | 76.6%+7.0pp | 69.3%+14.3pp |
| Annual return | -10.95% | 21.38%-32.3pp | 17.74%-28.7pp | 20.14%-31.1pp |
| Employer contribution / active EE | $2,732 | $1,680+62.6% | $2,370+15.3% | $2,281+19.8% |
| Participant deferral / active EE | $1,998 | $2,856-30.0% | $3,550-43.7% | $3,203-37.6% |
| Admin fee / account holder | $336 | $4,261-92.1% | $5,586-94.0% | $4,296-92.2% |