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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,268 | $148,623+217.8% | $135,974+247.3% | $139,466+238.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.90% | 79.30%-68.4pp | 68.30%-57.4pp | 373.66%-362.8pp |
| Employer contribution / active EE | $5,820 | $5,246+10.9% | $4,859+19.8% | $4,754+22.4% |
| Participant deferral / active EE | $22,550 | $8,103+178.3% | $7,760+190.6% | $6,712+236.0% |
| Admin fee / account holder | $4,907 | $12,406-60.4% | $10,767-54.4% | $11,409-57.0% |