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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,528 | $176,105+153.0% | $159,474+179.4% | $167,536+165.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 7.14% | 331.91%-324.8pp | 263.68%-256.5pp | 478.82%-471.7pp |
| Employer contribution / active EE | $5,274 | $5,299-0.5% | $4,831+9.2% | $4,839+9.0% |
| Participant deferral / active EE | $20,750 | $7,751+167.7% | $7,353+182.2% | $6,342+227.2% |
| Admin fee / account holder | $8,541 | $12,559-32.0% | $10,802-20.9% | $12,315-30.6% |