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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,151 | $183,516-2.9% | $155,534+14.5% | $145,884+22.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.07% | 61.43%-53.4pp | 64.92%-56.8pp | 551.85%-543.8pp |
| Employer contribution / active EE | $3,399 | $5,315-36.0% | $4,675-27.3% | $4,662-27.1% |
| Participant deferral / active EE | $6,491 | $6,467+0.4% | $5,630+15.3% | $6,690-3.0% |
| Admin fee / account holder | $261,472 | $19,293+1255.2% | $15,900+1544.5% | $13,392+1852.5% |