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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,096 | $217,432+50.4% | $185,851+76.0% | $167,553+95.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.05% | 148.43%-139.4pp | 122.11%-113.1pp | 478.89%-469.8pp |
| Employer contribution / active EE | $4,526 | $5,874-22.9% | $5,168-12.4% | $4,840-6.5% |
| Participant deferral / active EE | $7,966 | $6,357+25.3% | $5,569+43.1% | $6,343+25.6% |
| Admin fee / account holder | $3,028 | $19,820-84.7% | $16,245-81.4% | $12,316-75.4% |