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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,233 | $102,393-59.7% | $147,041-72.0% | $80,911-49.0% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.6%+25.5pp |
| Annual return | 10.09% | 134.95%-124.9pp | 419.21%-409.1pp | 35.63%-25.5pp |
| Employer contribution / active EE | $1,083 | $3,715-70.8% | $4,935-78.0% | $2,756-60.7% |
| Participant deferral / active EE | $4,902 | $6,647-26.3% | $8,071-39.3% | $4,297+14.1% |
| Admin fee / account holder | $2,495 | $7,943-68.6% | $13,006-80.8% | $6,935-64.0% |