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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,976 | $217,432-54.0% | $185,849-46.2% | $167,536-40.3% |
| Participation rate | 81.8% | 86.1%-4.2pp | 81.7%+0.1pp | 82.1%-0.3pp |
| Annual return | 12.41% | 148.42%-136.0pp | 122.10%-109.7pp | 478.82%-466.4pp |
| Employer contribution / active EE | $1,012 | $5,875-82.8% | $5,169-80.4% | $4,839-79.1% |
| Participant deferral / active EE | $4,935 | $6,357-22.4% | $5,569-11.4% | $6,342-22.2% |
| Admin fee / account holder | $2,026 | $19,818-89.8% | $16,244-87.5% | $12,315-83.6% |