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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,692 | $180,459-77.5% | $154,108-73.6% | $135,380-69.9% |
| Participation rate | 81.3% | 87.4%-6.2pp | 83.0%-1.8pp | 82.6%-1.4pp |
| Annual return | -5.06% | 888.21%-893.3pp | 735.21%-740.3pp | 519.81%-524.9pp |
| Employer contribution / active EE | $1,000 | $6,035-83.4% | $5,298-81.1% | $4,779-79.1% |
| Participant deferral / active EE | $4,877 | $5,806-16.0% | $5,081-4.0% | $5,609-13.1% |
| Admin fee / account holder | $12,352 | $16,145-23.5% | $13,411-7.9% | $10,828+14.1% |