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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,499 | $172,111-37.5% | $150,298-28.5% | $137,256-21.7% |
| Participation rate | 41.7% | 81.7%-40.0pp | 77.8%-36.1pp | 80.0%-38.3pp |
| Annual return | 16.39% | 69.37%-53.0pp | 62.79%-46.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,575 | $4,636-66.0% | $4,154-62.1% | $4,156-62.1% |
| Participant deferral / active EE | $5,091 | $6,166-17.4% | $5,453-6.6% | $6,407-20.5% |
| Admin fee / account holder | $31,194 | $16,471+89.4% | $14,116+121.0% | $12,270+154.2% |