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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,441 | $87,733+145.6% | $106,555+102.2% | $85,847+151.0% |
| Participation rate | 58.8% | 71.9%-13.1pp | 76.1%-17.3pp | 69.3%-10.5pp |
| Annual return | 13.63% | 21.86%-8.2pp | 26.80%-13.2pp | 318.61%-305.0pp |
| Employer contribution / active EE | $644 | $2,073-68.9% | $2,819-77.2% | $2,565-74.9% |
| Participant deferral / active EE | $10,411 | $3,469+200.1% | $4,399+136.7% | $3,952+163.4% |
| Admin fee / account holder | $37,222 | $6,767+450.0% | $7,408+402.5% | $6,261+494.5% |