Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SAGEPOINT FINANCIAL INC1 year Filed as: RESOURCE INVESTMENT ADVISORS INC Service code 12 9276 SCRANTON RD STE 550 · SAN DIEGO, CA 921217714 | Claims processing; Direct payment fro... | $18,129 |
Filed as: CPI QUALIFIED PLAN CONSULTANTS Service code 15 · EIN 48-1205033 | Recordkeeping | $9,911 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,897 | $63,114+40.9% | $92,903-4.3% | $65,185+36.4% |
| Participation rate | 62.4% | 68.8%-6.4pp | 76.0%-13.6pp | 70.2%-7.8pp |
| Annual return | 19.36% | 28.75%-9.4pp | 109.43%-90.1pp | 29.38%-10.0pp |
| Employer contribution / active EE | $467 | $2,571-81.9% | $3,653-87.2% | $2,177-78.6% |
| Participant deferral / active EE | $2,687 | $3,108-13.6% | $4,238-36.6% | $3,514-23.5% |
| Admin fee / account holder | $412 | $624-33.9% | $5,795-92.9% | $847-51.3% |