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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,390 | $89,370+66.0% | $141,197+5.1% | $72,976+103.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.70% | 111.88%-93.2pp | 71.41%-52.7pp | 81.02%-62.3pp |
| Employer contribution / active EE | $8,302 | $3,115+166.5% | $4,736+75.3% | $2,440+240.2% |
| Participant deferral / active EE | $5,722 | $5,419+5.6% | $6,710-14.7% | $3,608+58.6% |
| Admin fee / account holder | $5,221 | $5,957-12.3% | $10,265-49.1% | $5,124+1.9% |