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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,762 | $127,387+12.1% | $115,038+24.1% | $125,389+13.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.87% | 31.28%-35.2pp | 26.14%-30.0pp | 282.24%-286.1pp |
| Employer contribution / active EE | $8,341 | $5,166+61.5% | $4,608+81.0% | $4,866+71.4% |
| Participant deferral / active EE | $8,587 | $6,423+33.7% | $6,026+42.5% | $5,352+60.5% |
| Admin fee / account holder | $2,245 | $9,516-76.4% | $8,175-72.5% | $9,541-76.5% |