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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,244,184 | $183,627+1666.7% | $155,602+1984.9% | $145,978+2122.4% |
| Participation rate | 73.3% | 82.7%-9.4pp | 78.2%-4.9pp | 80.3%-7.0pp |
| Annual return | 25.27% | 61.32%-36.0pp | 64.81%-39.5pp | 550.52%-525.2pp |
| Employer contribution / active EE | $19,406 | $5,316+265.0% | $4,675+315.1% | $4,662+316.3% |
| Participant deferral / active EE | $17,092 | $6,466+164.3% | $5,629+203.6% | $6,690+155.5% |
| Admin fee / account holder | $12,862 | $19,327-33.5% | $15,923-19.2% | $13,400-4.0% |