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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,198 | $175,231+148.9% | $149,696+191.4% | $139,466+212.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.72% | 166.77%-152.1pp | 134.46%-119.7pp | 373.66%-358.9pp |
| Employer contribution / active EE | $19,450 | $5,478+255.1% | $4,821+303.5% | $4,754+309.1% |
| Participant deferral / active EE | $0 | $6,521-100.0% | $5,682-100.0% | $6,712-100.0% |
| Admin fee / account holder | $5,097 | $16,155-68.5% | $13,212-61.4% | $11,409-55.3% |