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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,312 | $181,896+68.9% | $156,551+96.3% | $273,972+12.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 13.95% | 30.74%-16.8pp | 32.23%-18.3pp | 41.46%-27.5pp |
| Employer contribution / active EE | $3,837 | $6,248-38.6% | $5,501-30.3% | $4,869-21.2% |
| Participant deferral / active EE | $8,000 | $5,550+44.1% | $4,871+64.2% | $5,287+51.3% |
| Admin fee / account holder | $2,671 | $15,560-82.8% | $13,028-79.5% | $10,133-73.6% |