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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,149 | $181,896-84.0% | $156,551-81.4% | $273,972-89.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.03% | 30.74%-22.7pp | 32.23%-24.2pp | 41.46%-33.4pp |
| Employer contribution / active EE | $5,229 | $6,248-16.3% | $5,501-4.9% | $4,869+7.4% |
| Participant deferral / active EE | $7,191 | $5,550+29.6% | $4,871+47.6% | $5,287+36.0% |
| Admin fee / account holder | $3,093 | $15,560-80.1% | $13,028-76.3% | $10,133-69.5% |