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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,865 | $153,311-29.6% | $109,313-1.3% | $273,972-60.6% |
| Participation rate | 90.9% | 80.1%+10.8pp | 71.3%+19.6pp | 83.0%+7.9pp |
| Annual return | 7.93% | 29.86%-21.9pp | 22.07%-14.1pp | 41.46%-33.5pp |
| Employer contribution / active EE | $646 | $5,619-88.5% | $3,892-83.4% | $4,869-86.7% |
| Participant deferral / active EE | $646 | $3,932-83.6% | $3,166-79.6% | $5,287-87.8% |
| Admin fee / account holder | $521 | $8,076-93.5% | $5,666-90.8% | $10,133-94.9% |