Retirement plan

TRI-WEST, LTD. 401K/PROFIT SHARING PLAN

Name: TRI-WEST, LTD. - TRI-WEST, LTD. 401K/PROFIT SHARING PLAN (2018) Form 5500
Creator: TRI-WEST, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TRI-WEST, LTD. 401K/PROFIT SHARING PLAN, TRI-WEST, LTD.

TRI-WEST, LTD.EIN 95-3633389Plan #001PY 2018

12005 E. PIKE STREET - SANTA FE SPRINGS, CA 90670562-692-9166triwestltd.comLinkedIn51-200 employeesbuilding materials

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$39.9M

-7.0% from 2017

Total participants

278

+5.7% from 2017

Average account balance

$146,815

-11.1% from 2017

Annual return

-4.25%

-19.61 pp from 2017

Benchmarks

See 2,344 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,344 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$63.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$162K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

393

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.66M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.98%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$120

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
STRATEGIC ADVISORS, INC.4+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$23,835
BENEFIT FINANCIAL SERVICES GROUP3 years Service code 16 · EIN 20-8532658	Consulting	$20,000
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Service code 37 · EIN 04-2647786	Loan Processing	-$13,988

Plan features & details

Pension benefit codes2F2G2J2T3D2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$30K

$126 / participant

Investment mgmt$24K79.9%
Other / not subdivided$6K20.1%

% of EOY assets

0.075%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KMJ CORBIN & COMPANY LLP
Auditor EIN: 810569753
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$146,815

$66,302+121.4%

$110,243+33.2%

$56,289+160.8%

Participation rate

97.5%

74.9%+22.5pp

79.8%+17.6pp

69.9%+27.6pp

Annual return

-4.25%

-1.18%-3.1pp

314.76%-319.0pp

-9.96%+5.7pp

Employer contribution / active EE

$12,136

$2,047+492.8%

$3,827+217.1%

$2,111+474.8%

Participant deferral / active EE

$2,892

$3,381-14.5%

$4,672-38.1%

$3,350-13.7%

Admin fee / account holder

$110

$698-84.3%

$8,548-98.7%

$521-78.9%

Provider

Service type

Compensation

STRATEGIC ADVISORS, INC.4+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$23,835

BENEFIT FINANCIAL SERVICES GROUP3 years

Service code 16 · EIN 20-8532658

Consulting

$20,000

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Service code 37 · EIN 04-2647786

Loan Processing

-$13,988

TRI-WEST, LTD. 401K/PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TRI-WEST, LTD. 401K/PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion