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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,629 | $82,674+18.1% | $125,381-22.1% | $68,486+42.6% |
| Participation rate | 58.6% | 75.1%-16.4pp | 82.4%-23.8pp | 67.9%-9.3pp |
| Annual return | -14.40% | -5.97%-8.4pp | 572.31%-586.7pp | -7.85%-6.5pp |
| Employer contribution / active EE | $1,474 | $3,382-56.4% | $4,815-69.4% | $2,597-43.2% |
| Participant deferral / active EE | $4,543 | $6,111-25.7% | $7,448-39.0% | $4,028+12.8% |
| Admin fee / account holder | $3,103 | $6,277-50.6% | $10,007-69.0% | $5,404-42.6% |