Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $2,413 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,427 | $65,322-53.4% | $70,476-56.8% | $73,493-58.6% |
| Participation rate | 55.9% | 77.0%-21.0pp | 75.1%-19.2pp | 70.7%-14.8pp |
| Annual return | 15.19% | 15.71%-0.5pp | 109.12%-93.9pp | 28.51%-13.3pp |
| Employer contribution / active EE | $581 | $2,460-76.4% | $2,738-78.8% | $2,270-74.4% |
| Participant deferral / active EE | $1,444 | $3,375-57.2% | $3,710-61.1% | $3,740-61.4% |
| Admin fee / account holder | $12 | $214-94.6% | $3,847-99.7% | $513-97.7% |