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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,640 | $110,379+83.6% | $102,412+97.9% | $145,884+38.9% |
| Participation rate | 84.6% | 77.9%+6.7pp | 74.5%+10.1pp | 80.3%+4.3pp |
| Annual return | 9.53% | 24.84%-15.3pp | 24.94%-15.4pp | 551.85%-542.3pp |
| Employer contribution / active EE | $1,638 | $4,216-61.1% | $3,870-57.7% | $4,662-64.9% |
| Participant deferral / active EE | $11,914 | $5,622+111.9% | $5,060+135.4% | $6,690+78.1% |
| Admin fee / account holder | $9,017 | $9,745-7.5% | $8,388+7.5% | $13,392-32.7% |