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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,345 | $106,280+42.4% | $96,538+56.8% | $139,487+8.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.29% | 38.48%-25.2pp | 35.74%-22.4pp | 373.84%-360.6pp |
| Employer contribution / active EE | $1,750 | $4,107-57.4% | $3,740-53.2% | $4,755-63.2% |
| Participant deferral / active EE | $1,323 | $5,457-75.8% | $4,880-72.9% | $6,713-80.3% |
| Admin fee / account holder | $7,623 | $7,888-3.4% | $6,737+13.2% | $11,407-33.2% |