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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,574 | $88,707-49.8% | $74,184-39.9% | $273,972-83.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 1.18% | 11.94%-10.8pp | 17.74%-16.6pp | 41.46%-40.3pp |
| Employer contribution / active EE | $1,678 | $3,159-46.9% | $2,370-29.2% | $4,869-65.5% |
| Participant deferral / active EE | $4,695 | $4,212+11.5% | $3,550+32.3% | $5,287-11.2% |
| Admin fee / account holder | $28,957 | $8,717+232.2% | $5,586+418.4% | $10,133+185.8% |