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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,304 | $78,672+63.1% | $109,163+17.5% | $85,856+49.4% |
| Participation rate | 63.9% | 68.3%-4.4pp | 75.9%-12.0pp | 69.3%-5.4pp |
| Annual return | 13.28% | 25.09%-11.8pp | 25.75%-12.5pp | 318.58%-305.3pp |
| Employer contribution / active EE | $6,779 | $2,734+148.0% | $3,723+82.1% | $2,565+164.3% |
| Participant deferral / active EE | $3,288 | $3,467-5.2% | $4,654-29.3% | $3,952-16.8% |
| Admin fee / account holder | $7,227 | $5,470+32.1% | $6,754+7.0% | $6,261+15.4% |