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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,619 | $117,895+68.5% | $102,460+93.9% | $145,897+36.1% |
| Participation rate | 91.7% | 78.6%+13.0pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 12.36% | 31.92%-19.6pp | 29.47%-17.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $4,242 | $3,619+17.2% | $3,025+40.2% | $4,663-9.0% |
| Participant deferral / active EE | $9,799 | $5,736+70.8% | $5,056+93.8% | $6,689+46.5% |
| Admin fee / account holder | $20,756 | $13,353+55.4% | $9,460+119.4% | $13,390+55.0% |