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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,387 | $73,019-41.9% | $90,766-53.3% | $68,490-38.1% |
| Participation rate | 71.7% | 70.8%+0.8pp | 75.7%-4.0pp | 67.9%+3.8pp |
| Annual return | -19.22% | -13.81%-5.4pp | -12.16%-7.1pp | -7.85%-11.4pp |
| Employer contribution / active EE | $1,095 | $2,193-50.1% | $2,922-62.5% | $2,597-57.8% |
| Participant deferral / active EE | $1,460 | $3,626-59.7% | $4,565-68.0% | $4,028-63.8% |
| Admin fee / account holder | $7,480 | $5,897+26.8% | $8,446-11.4% | $5,403+38.4% |